FinTech Startup Funding: 92 Credits, Grants & Accelerators

FinTech Startup Funding: Credits, Grants & Accelerators

Built for fintech founders. A free directory of credits, banking perks, and accelerators open to fintech companies. Every listing shows who qualifies, what it is worth, and how to apply.

Join 3,000+ founders staying ahead on credits & perks

Tool	Potential Value	Description	Approval Index
Google Cloud Cloud	$350,000	Provides up to $200,000 in credits for cloud services and infrastructure.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Must be less than 5 years old Must have received less than Series A funding Must not be a previous Google Cloud Platform program participant Must have a company website Must be associated with an approved accelerator, incubator, or VC firm (for full program) Programs Google for Startups Cloud Program $200,000 Google for Startups Cloud Program (AI track) $350,000 View full breakdown Apply on Google Cloud
Stripe Financial	$50,000+	$2,500 in Stripe product credits plus over $50,000 in partner discounts from AWS, Mercury, Carta, and more.	Open to All
Approval Index Open to All Available to most startups Eligibility Must be a new startup or an established private business Must be intended to grow an online or online-enabled business Must comply with Stripe's compliance requirements Programs Incorporation Package $2,500 + $50,000+ in perks View full breakdown Apply on Stripe
Mercury Banking	Varies	Free startup banking built for founders — no monthly fees, FDIC-insured deposits, and integrated treasury for idle cash.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be a US-incorporated entity (C-Corp, LLC, etc.) Application includes business details and EIN Programs Mercury for Startups Free View full breakdown Apply on Mercury
Drata SaaS / Security & Compliance	$10,000	Automated GRC and compliance platform offering preferred startup pricing on its first contract to founders backed by participating investors.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Be an early-stage startup pursuing compliance (e.g. SOC 2 or ISO 27001) Have an investor on Drata's list of participating venture firms Programs Drata for Startups Program Preferred startup pricing on first contract View full breakdown Apply on Drata
Y Combinator Accelerator	$500,000	The most well-known startup accelerator — $500K for 7% (standard deal) plus 12 weeks of intensive support and Demo Day.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility YC accelerator: founders work full-time on the startup; two batches per year (Winter + Summer); application + video + interview process Startup School: open to anyone, no application or equity required Programs Y Combinator $500,000 Startup School Free View full breakdown Apply on Y Combinator
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Ramp SaaS / Fintech & Banking	$350,000	Corporate cards and spend management platform offering startups no-personal-guarantee cards, cashback, and $350,000+ in partner perks and software credits.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Registered US business entity (LLC, C-corp, S-corp, or LP) with an EIN Linked business bank account meeting minimum cash balance thresholds Programs Ramp for Startups $350,000+ in partner perks View full breakdown Apply on Ramp
Cloudflare Infra / Edge	$250,000	Offers tiered startup credits from $5,000 to $250,000 based on funding stage.	Open to All
Approval Index Open to All Available to most startups Eligibility Tiers based on stage (bootstrapped → high‑growth); building a software product; typically ≤5 years old. Programs Cloudflare for Startups Up to $250,000 View full breakdown Apply on Cloudflare
Techstars Mentorship	$220,000	$220,000 investment: $20,000 convertible equity for 5% common stock plus $200,000 uncapped MFN SAFE.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be an early-stage company Must be a high-growth potential startup Open to various industries depending on the program Programs Techstars Accelerator Program $220,000 View full breakdown Apply on Techstars
Berkeley SkyDeck University Accelerator	$200,000	UC Berkeley's global startup accelerator — $200K investment plus a six-month program with Berkeley faculty and mentors.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Two batches per year Open to startups globally (any sector, any stage) Berkeley affiliation not required Programs SkyDeck Cohort $200,000 View full breakdown Apply on Berkeley SkyDeck
Microsoft Cloud	$150,000	Offers up to $150,000 in Azure credits for cloud services and development tools.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Must be less than 7 years old Must have annual revenue less than $10M Must not be a previous Microsoft for Startups participant Must have a professional website Must be building a business-to-business technology solution Programs Microsoft for Startups Founders Hub $150,000 Azure Cloud Credits for Startups $5,000 Microsoft for Startups — Investor Offer $100,000 View full breakdown Apply on Microsoft
Mixpanel Product Analytics	$150,000	Provides over $150,000 in value with one year free including up to 1 billion events.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Incorporated ≤5 years; funding ≤$8M; not a current paid customer. Programs Mixpanel for Startups $150,000+ View full breakdown Apply on Mixpanel
500 Global Accelerator	$150,000	Seed-stage accelerator and global investment fund — has invested in 5,000+ companies across 80+ countries.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Seed-stage startups with some traction Open to global founders Programs 500 Global Flagship Accelerator ~$150K for 6% View full breakdown Apply on 500 Global
IBM Cloud	$120,000	Provides up to $120,000 cloud credits for cloud services and AI.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be less than 5 years old Must have less than $1M in annual revenue Must not be a current IBM Cloud customer Must have a minimum viable product Must be building an innovative technology solution Programs Startup with IBM $120,000 View full breakdown Apply on IBM
Zendesk Support	$100,000+	The full Zendesk Suite — including AI Agents and Copilot — free for up to 2 years through Zendesk for Startups. Over $100,000 in value.	Open to All
Approval Index Open to All Available to most startups Eligibility Must be a brand new Zendesk subscriber (previous or active paid customers cannot participate) Must have fewer than 250 employees — companies with 50–249 employees must be referred by a Zendesk partner No more than Series B in venture funding (bootstrapped and earlier-stage startups qualify) Company must be less than 10 years old Programs Zendesk for Startups Up to 2 years free View full breakdown Apply on Zendesk
AWS Cloud	$100,000	Offers up to $100,000 in AWS credits for cloud infrastructure, AI model credits via Bedrock, and up to $1M for select accelerator cohorts.	Open to All
Approval Index Open to All Available to most startups Eligibility Must be less than 10 years old Must not have previously received AWS Activate credits Must be privately held Must have a professional company website and email Must be a member of an approved accelerator, incubator, VC, or other startup organization (for full $100k credits) Programs AWS Activate $100,000 AWS Activate Founders $1,000 AWS Activate (Portfolio/Founders) $100,000 View full breakdown Apply on AWS
DigitalOcean Cloud	$100,000	Provides up to $5,000 in infrastructure credits for their cloud platform.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Must be less than 5 years old Must be part of an approved accelerator or incubator Must not have previously received DigitalOcean credits Must have a company website Must be building a scalable technology product Programs DigitalOcean for Startups $5,000 DigitalOcean for Startups $100,000 View full breakdown Apply on DigitalOcean
Datadog Monitoring / Observability	$100,000	Provides up to $100,000 in credits for one year of free Datadog Pro.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Amount varies by partner; targeted at early‑stage teams. Programs Datadog for Startups Up to $100,000 View full breakdown Apply on Datadog
Anthropic AI models / API	$100,000	Offers $25,000 to $100,000+ in Claude API credits for startups depending on stage.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Available to startups backed by Anthropic’s VC partners. Programs Claude for Startups $25,000 - $100,000+ View full breakdown Apply on Anthropic
Oracle Cloud Cloud	$100,000	Up to $100,000 in Oracle Cloud credits with $500 free to start and 70% discount.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Benefits vary by region/partner; Always Free services available. Must be less than 10 years old Must have a minimum viable product Must not be a current Oracle Cloud customer Must have a scalable technology solution Programs Oracle for Startups Up to $100,000 View full breakdown Apply on Oracle Cloud
Render SaaS / Database & Infrastructure	$100,000	Render's Startup Program gives early-stage teams cloud hosting credits plus hands-on migration help to ship apps, services, and databases fast.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Startup at bootstrapped, pre-seed, seed, Series A, or Series B stage Accelerator or VC referral required for Build, Scale, and AI tiers Programs Render Startup Program Up to $100,000 in credits View full breakdown Apply on Render
Neon SaaS / Database & Infrastructure	$100,000	Neon's Startup Program offers serverless Postgres credits so early-stage teams can run production-grade databases with branching while keeping infra costs near zero.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Self-funded: under $1M in funding building an early-stage product or MVP VC-backed: raised at least $1M or in a recognized accelerator such as Y Combinator Programs Neon Startup Program Up to $100,000 in credits View full breakdown Apply on Neon
Databricks Data & AI	$50,000	Provides up to $50,000 in credits for data and AI workloads.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility VC‑backed focus; pre‑seed/seed in accelerator. Programs Databricks for Startups Up to $50,000 View full breakdown Apply on Databricks
GitHub Development	$50,000	Up to $10,000 in platform credits for startups, plus $40,000 in non-dilutive funding through the Accelerator program.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be less than 5 years old Less than $1M in funding raised Must not be a previous GitHub Enterprise customer Must be a registered company Cannot be combined with other GitHub offers Programs GitHub Enterprise $21,000 GitHub Accelerator $40,000 GitHub for Startups $10,000 View full breakdown Apply on GitHub
Segment SaaS / Analytics & Data	$50,000	Twilio Segment is a customer data platform that collects, cleans, and routes first-party data to your analytics and marketing tools.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Incorporated less than 24 months ago Raised less than $5 million in total funding Not under an existing Segment sales contract Programs Segment for Startups Team plan free up to 2 years (up to $50K in credits) View full breakdown Apply on Segment
Together AI AI / Infrastructure	$50,000	AI acceleration cloud offering tiered platform credits up to $50K plus dedicated AI engineering support for inference, fine-tuning, and clusters.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Startup building generative AI applications on the Together AI platform Tier set by fundraising: Build under $5M, Scale $5M-$10M, Grow over $10M Programs Together AI Startup Accelerator Up to $50,000 in platform credits View full breakdown Apply on Together AI
PostHog SaaS / Developer Tools	$50,000	PostHog for Startups gives early-stage companies platform credits plus merch and partner perks for product analytics, session replay, and feature flags.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Company must be less than 2 years old Company must have raised under $5 million Programs PostHog for Startups $50,000 in credits for 1 year View full breakdown Apply on PostHog
Atlassian SaaS / Productivity	$50,000	Bundled free premium access to Jira, Confluence, Loom, Bitbucket, Compass and Jira Product Discovery for early-stage startup teams.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Not an existing Atlassian paid customer VC-backed or accelerator/incubator affiliated and raised no more than US$10M in external funding Programs Atlassian for Startups Free for 12 months (up to 50 users) View full breakdown Apply on Atlassian
Mistral AI AI models / API	$30,000	Provides approximately €30,000 in credits for La Plateforme plus cohort mentorship through their 6-month startup program.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Cohorts of ~10 startups; 6‑month program. Programs Mistralship (Startup Program) $30,000 View full breakdown Apply on Mistral AI
Auth0 SaaS / Auth & Identity	$30,000	Auth0 for Startups gives venture-backed early-stage companies the B2B Professional plan free for one full year.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Venture-backed with less than $5M in funding and under $1M ARR Less than two years from incorporation; not an existing paid Auth0/Okta customer Programs Auth0 for Startups B2B Professional plan free for 1 year View full breakdown Apply on Auth0
Runware Partner Partner	$30,000	The Runware Grant Program gives startups API credits and support so you can integrate and iterate without upfront inference spend until you're ready to launch. Funding and support for builders shipping with Runware. Integrate once. Access thousands of models across every modality.	Open to All
Approval Index Open to All Available to most startups Eligibility A real product or a credible MVP, not just an idea on paper An early-stage startup before Series A, bootstrapped teams welcome Building or launching on Runware within the next six months Committed to actively building with Runware once accepted Programs Up to $30,000 in API credits $30,000 View full breakdown Apply on Runware
Salesforce CRM	$25,000	Offers services valued at $25,000 for CRM and cloud services.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be less than 5 years old Must have raised less than $5M in funding Must not be a current Salesforce customer Must have a company website Must be building an enterprise-focused solution Programs Salesforce for Startups $25,000 View full breakdown Apply on Salesforce
Intercom SaaS / Customer Support	$25,000	Eligible startups get up to 93% off Intercom's AI-first customer service platform plus a free first year of the Fin AI Agent.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Up to $10M in total funding Fewer than 15 employees Not currently an Intercom customer Programs Intercom Early Stage 93% off year one (+ 1 year of Fin AI free) View full breakdown Apply on Intercom
Modal AI / Infrastructure	$25,000	Serverless GPU and CPU compute platform offering early-stage AI startups up to $25K in credits, engineering support, and a founder community.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility New to Modal (not an existing paid customer) Raised from a Modal VC partner, or over $1M from any fund (Seed-Series A) Programs Modal Startup Program Up to $25,000 in credits View full breakdown Apply on Modal
WorkOS SaaS / Auth & Identity	$25,000	WorkOS for Startups makes apps enterprise-ready with User Management free up to one million monthly active users.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Early-stage startup with a company-domain email Live product website matching application details Programs WorkOS for Startups User Management free up to 1M MAUs View full breakdown Apply on WorkOS
Resend SaaS / Communications	$25,000	Developer-first email API offering Y Combinator startups large credit grants plus direct founder and engineering access.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Part of the current Y Combinator batch or a YC alumnus Valid Y Combinator verification link required to redeem Programs Resend for YC Startups Up to $25,000 in credits View full breakdown Apply on Resend
Rippling SaaS / HR, IT & payroll	$15,000	All-in-one workforce platform unifying HR, payroll, IT, and spend management on one system for scaling startups.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Venture-backed startup based in the U.S. New to Rippling (not an existing customer) Programs Rippling Startup Stack Up to 6 months free for qualifying U.S. venture-backed startups View full breakdown Apply on Rippling
Clerk SaaS / Auth & Identity	$15,000	Clerk for Startups offers early-stage companies discounted Pro authentication features on top of a generous free tier.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Launched within the last year Raised up to $5M in venture funding with a valid Clerk account Programs Clerk for Startups Discounted Clerk Pro for early-stage startups View full breakdown Apply on Clerk
Customer.io SaaS / Communications	$15,000	Customer engagement platform giving eligible early-stage startups up to 12 months free of its messaging and automation tooling.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Raised less than $10M in total funding Never been a Customer.io customer and use compliant, non-purchased contacts Programs Customer.io for Startups Up to 12 months free View full breakdown Apply on Customer.io
Notion SaaS / Productivity	$12,000	Grants Business plan free for up to 6 months (saving up to $12,000) including Notion AI for new startup teams.	Open to All
Approval Index Open to All Available to most startups Eligibility New, non‑paying startups; other partner routes offer fixed credits. Programs Notion for Startups $12,000 View full breakdown Apply on Notion
Cloudvisor Partner	$10,000	AWS Advanced Tier Partner that helps startups access AWS credits, cut cloud costs, and get hands-on support from AWS-certified experts — with no added service fee.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Legally registered company using AWS (~$100/month minimum spend) For AWS credits: functioning website and under 10 years old Programs Cloudvisor for AWS $10,000 View full breakdown Apply on Cloudvisor
Fireworks AI AI / Infrastructure	$10,000	Fast-inference platform offering AI-native startups build credits, higher rate limits, and applied-engineer support to ship generative AI on open-weight models.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility AI-native startup building generative AI apps that need fast, reliable inference Early-stage company (pre-seed through Series B per third-party listings) Programs Fireworks for Startups Up to $10,000 in credits View full breakdown Apply on Fireworks AI
Replicate AI / Infrastructure	$10,000	Run open-weight AI models via API with per-second billing; startups can claim inference credits with no VC referral required.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility AI/ML startup building a production product (not research), pre-Series B Company-domain identity and a legitimate use case Programs Replicate Startup Program $1,000-$10,000 in inference credits View full breakdown Apply on Replicate
Algolia SaaS / Developer Tools	$10,000	Algolia for Startups grants early-stage companies credits toward AI-powered search and discovery, plus partner perks and early feature access.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Startup must be less than 3 years old and have raised less than $5 million Must be a new Algolia customer with no prior coupon code used Programs Algolia for Startups $10,000 in credits for 1 year View full breakdown Apply on Algolia
Sanity SaaS / Productivity	$9,000	Composable content platform offering startups a free year of the Growth plan through select venture and accelerator partners.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Fewer than 20 employees and raised less than $5M total Portfolio company of a Sanity partner (e.g. Sequoia, Y Combinator, Heavybit) and not a current paying customer Programs Sanity for Startups Growth plan free for 12 months (up to $9,000) View full breakdown Apply on Sanity
Secureframe SaaS / Security & Compliance	$7,500	Compliance automation platform offering discounted startup pricing on SOC 2, ISO 27001, HIPAA and other frameworks for early-stage teams.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Be an early-stage startup with a small team (typically under ~50 employees) Pursuing one or more compliance frameworks such as SOC 2 or ISO 27001 Programs Secureframe Startup Pricing Discounted startup pricing for early-stage teams View full breakdown Apply on Secureframe
AngelList SaaS / Equity & cap table management	$5,600	All-in-one back office for venture-scale startups covering incorporation, cap table, equity, fundraising tools, and 409A valuations.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be (or become) a U.S. Delaware C-Corporation with an EIN Restricted industries excluded (gambling, cannabis, tobacco, firearms, alcohol manufacturing) Programs AngelList Stack Free Starter plan for startups that have raised under $1M View full breakdown Apply on AngelList
Zoom SaaS / Communications	$5,400	Provides eligible partner-affiliated startups a free year of Zoom Workplace Business Plus for up to 25 seats.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Pre-Seed to Series A with fewer than 50 employees Affiliated with a select Zoom startup partner (VC or accelerator) and not an existing paid customer Programs Zoom for Startups 1 year free, up to 25 seats View full breakdown Apply on Zoom
Perplexity AI AI search / API	$5,000	Grants 6 months of Enterprise Pro (up to 50 seats) plus $5,000 in API credits for AI-powered search integration.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be associated with an approved startup partner; early‑stage focus. Programs Perplexity for Startups $5,000 View full breakdown Apply on Perplexity AI
OpenAI AI models / API	$5,000	Up to $5,000 in OpenAI API credits — including the GPT-4o and ChatGPT API models — for venture-backed startups through OpenAI for Startups.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be less than 5 years old from incorporation Must be venture-backed via an OpenAI partner VC/accelerator OR enrolled through Ramp with verified VC funding Pre-revenue startups eligible with a functional product or prototype One credit grant per OpenAI organization — cannot be stacked Credits expire 12 months from issuance and are non-transferable Programs OpenAI for Startups Up to $5,000 in API credits View full breakdown Apply on OpenAI
Runnin' Down a Dream Foundation Foundation Grant	$5,000	Legendary Benchmark investor Bill Gurley's foundation awarding $5,000 non-dilutive micro-grants to early builders and founders chasing a dream — applicants (18+, US residents) showing real commitment through unpaid work and facing a specific financial obstacle the grant would unblock. Pilot applications open May 2026; deadline Aug 1, 2026.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be 18 years or older Must currently reside in the United States Must have read the book “Runnin’ Down a Dream” Pilot applications open May 2026 — deadline Aug 1, 2026; first grants awarded early Fall 2026 Programs Micro-Grants for Dream Chasers $5,000 per recipient View full breakdown Apply on Runnin' Down a Dream Foundation
Deel SaaS / HR & global payroll	$5,000	Global payroll, EOR, and contractor management platform letting startups hire, pay, and manage teams across 150+ countries compliantly.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Venture-backed with at least $500k raised (Crunchbase-verifiable) for the 5-free-seats offer Suited to startups hiring or paying teams internationally Programs Deel for Startups First 5 seats free for life plus free U.S. payroll for founders View full breakdown Apply on Deel
Snyk SaaS / Security & Compliance	$5,000	Developer security platform offering a startup program with discounted access to find and fix vulnerabilities in code, dependencies and containers.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Be an early-stage startup building software Apply through the Snyk for Startups program for eligibility review Programs Snyk for Startups Discounted developer security platform for startups View full breakdown Apply on Snyk
SSOJet SaaS / Auth & Identity	$5,000	SSOJet's startup program gives qualified startups and non-profits 50% off enterprise SSO for twelve months.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Pre-Series A startup under three years old (or non-profit / open-source project) Not an existing paid SSOJet customer Programs SSOJet Startup & Non-Profit Program 50% off enterprise SSO for 12 months View full breakdown Apply on SSOJet
MojoAuth SaaS / Auth & Identity	$5,000	MojoAuth's startup program offers 50% off annual Business Pro passwordless authentication for one year.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Less than five years old with under $10M total funding Publicly available website and not an existing MojoAuth customer Programs MojoAuth Startup Program 50% off annual Business Pro for 1 year View full breakdown Apply on MojoAuth
PlanetScale SaaS / Database & Infrastructure	$5,000	PlanetScale for Startups offers MySQL and Postgres database credits plus zero-downtime migration assistance for early-stage teams scaling their data layer.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Early-stage startup, typically pre-seed through Series A Often routed through a startup partner channel or approved ecosystem Programs PlanetScale for Startups Program-dependent credits + migration assistance View full breakdown Apply on PlanetScale
Sentry SaaS / Developer Tools	$5,000	Sentry for Startups provides early-stage companies credits and priority support for application monitoring, error tracking, and performance observability.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Company must be new to paying for Sentry (a prior free plan is okay) Application required and review by the Sentry team Programs Sentry for Startups Up to $5,000 in credits View full breakdown Apply on Sentry
Highlight.io SaaS / Developer Tools	$5,000	Highlight for Startups offers early-stage teams free usage of the open-source, full-stack monitoring platform for session replay, error tracking, and tracing.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Startup must have raised less than $2 million in funding Application required via the startup page Programs Highlight for Startups Up to 1 year free View full breakdown Apply on Highlight.io
Shortcut SaaS / Productivity	$5,000	Free Business-plan project management and issue tracking built for fast-moving software teams, with no VC or accelerator affiliation required.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility New Shortcut customer with fewer than 50 employees Less than $10M raised, under 5 years old, and not a service or consulting agency Programs Shortcut for Startups Business plan free for 12 months View full breakdown Apply on Shortcut
Twilio SaaS / Communications	$5,000	Communications APIs platform offering qualifying early-stage startups credits, technical support, and access to its startups team.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Founded within the last 5 years and raised less than $5M Average monthly Twilio spend under $2,000 and not a large existing customer Programs Twilio for Startups $5,000 in credits View full breakdown Apply on Twilio
ElevenLabs AI voice	$4,000+	33 million characters of audio generation (680+ hours) over 12 months for startups with fewer than 25 employees.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Early‑stage companies building with voice AI; rolling application. Programs ElevenLabs Startup Grants $4,000+ (33M characters) View full breakdown Apply on ElevenLabs
Weights & Biases AI / Infrastructure	$3,000	ML experiment tracking and LLM evaluation platform offering startups discounted Pro access, mainly through Microsoft and Google Cloud partner programs.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility New W&B customer (Microsoft offer is new-customers-only) Member of a qualifying partner program (Microsoft for Startups or Google Cloud Startup Perks) Programs W&B for Startups (via partners) 50% off Pro for 1 year (~$3,000) View full breakdown Apply on Weights & Biases
GrackerAI SaaS / Marketing & SEO	$3,000	AI Engine Optimization platform helping cybersecurity and B2B SaaS startups get cited and recommended inside AI search engines.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Cybersecurity or DevTools startup with under $5M ARR, under 5 years old, and under $10M raised At least one paying customer or live free tier, with no prior GrackerAI subscription Programs GrackerAI for Startups 50% off the Scale plan for 12 months View full breakdown Apply on GrackerAI
Supabase SaaS / Database & Infrastructure	$3,000	Supabase's Startup Program gives early-stage teams credits for its open-source Postgres backend, covering database, auth, storage, and edge functions.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Less than five years old with under $5M in total funding (pre-seed to Series A) Verified affiliation with an approved VC firm or startup accelerator Programs Supabase Startup Program Up to $3,000 in credits View full breakdown Apply on Supabase
Mintlify SaaS / Developer Tools	$3,000	Mintlify Startups gives venture-backed early-stage teams free AI credits and Pro features to build beautiful, agent-ready product documentation.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Company must be venture-backed and early-stage Application required (free, no equity) Programs Mintlify Startups 26,000 AI credits/month for 6 months View full breakdown Apply on Mintlify
Loom SaaS / Productivity	$3,000	Async video messaging for startup teams, offered free for a year through Atlassian's startup program and accelerator partnerships.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility New Loom customer applying via Atlassian for Startups or an accelerator partner Meets Atlassian for Startups funding and affiliation criteria Programs Loom for Startups Business tier free for 12 months View full breakdown Apply on Loom
Carta SaaS / Equity & cap table management	$2,000	Free cap table and equity management for early-stage founders to issue equity, manage SAFEs, and track ownership from day one.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility 25 stakeholders or fewer and less than $1M raised Must be incorporated (certificate of incorporation required at sign-up) Programs Carta Launch Free cap table for startups with under 25 stakeholders and less than $1M raised View full breakdown Apply on Carta
1Password SaaS / Security & Compliance	$2,000	Business password and secrets manager offering qualifying startups six months free, distributed through founder and accelerator partner programs.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Be a qualifying early-stage startup (typically newly established with limited funding) Apply through an approved founder or accelerator partner program and provide startup proof Programs 1Password for Startups 6 months free (avg. ~$2,000 value) View full breakdown Apply on 1Password
Oyster SaaS / HR & global employment	$1,200	Employer of Record platform helping startups hire, pay, and manage international employees and contractors without setting up legal entities.	Open to All
Approval Index Open to All Available to most startups Eligibility Pre-seed, seed, or Series A funded, or bootstrapped with under 50 employees Request the discount when you sign up Programs Oyster for Startups Up to $1,200 in savings per team member for the first 12 months View full breakdown Apply on Oyster
Vanta SaaS / Security & Compliance	$1,000	Compliance automation platform that helps startups achieve SOC 2, ISO 27001, HIPAA, and GDPR certifications faster with automated evidence collection.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Early-stage startup pursuing a first-time compliance certification (e.g. SOC 2 or ISO 27001) New Vanta customer not already engaged with the Vanta sales team; offer not combinable with other promotions Programs Vanta for Startups Up to $1,000 off + discounted plans View full breakdown Apply on Vanta
Linear SaaS / Developer Tools	$1,000	Linear is a streamlined issue tracking and project management tool built for high-performance software and product teams.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Fewer than 50 employees New, non-paying Linear customer affiliated with an official Linear partner Programs Linear for Startups Up to 6 months free View full breakdown Apply on Linear
Figma SaaS / Productivity	$1,000	Collaborative design and whiteboarding platform offering startups up to a free year of the Professional plan via accelerator partners.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility New Professional-tier customer that has raised under $10M Affiliated with a recognized VC firm or accelerator partner Programs Figma for Startups Up to 100% off Professional for 12 months View full breakdown Apply on Figma
Stripe Atlas Legal	$500	Incorporate a US C-Corp from anywhere in the world. $500 flat fee covers incorporation, EIN, founder agreements, and Stripe product credits.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Open to founders globally Flat fee of $500 covers state + Atlas fees $100/yr registered agent renewal after year 1 Programs Stripe Atlas $500 flat View full breakdown Apply on Stripe Atlas
Webflow SaaS / Design & Marketing	$348	Visual web development platform offering eligible referred startups 100% off their first year of a site plan.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Building and selling your own software, SaaS, AI, or tech product, fewer than 50 employees, raised under $15M New Webflow customer referred by a Webflow startup partner (applications close June 30, 2026) Programs Webflow for Startups 100% off first year View full breakdown Apply on Webflow
Outrank SaaS / Marketing & SEO	$279	AI SEO platform that writes and publishes optimized articles to your CMS on autopilot, so startups can grow organic traffic without a content team.	Open to All
Approval Index Open to All Available to most startups Eligibility Open to any startup — no application or approval required Apply code CREDITFORSTARTUPS at checkout for 10% off your first month Programs Outrank Startup Discount 10% off your first month View full breakdown Apply on Outrank
Tally SaaS / Productivity	$174	No-code form builder with unlimited free forms, offering startups 50% off the Pro plan for one year via partners.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility New or free-tier Tally user (not an existing Pro subscriber) Under 3 years old with less than $2M in funding, applied via an official partner Programs Tally for Startups 50% off Pro plan for 12 months View full breakdown Apply on Tally
Hugging Face AI / Infrastructure	$108	Open-source AI hub offering startups free PRO access for a limited time, distributed via partner perk marketplaces and promo codes.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Early-stage AI startup building on Hugging Face infrastructure Eligible HF account with the perk or promo applied before upgrading Programs Hugging Face PRO for Startups Free PRO ($9/mo value) for a limited time View full breakdown Apply on Hugging Face
Amplitude Product Analytics	Free for 1 year	One year free of the Growth plan with up to 1.2 billion events and 200K monthly tracked users.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility <$10M funding; <20 employees. Programs Amplitude Startup Scholarship 1 year free Growth plan View full breakdown Apply on Amplitude
HubSpot Marketing	Varies	Offers up to 90% off on marketing, sales, and CRM software for startups.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must have raised Pre-seed, Seed, or Series A funding (not Series B or later) Must be affiliated with an approved HubSpot for Startups partner OR have raised verified venture funding (verifiable via Crunchbase or Pitchbook) 30% tier requires association with an approved entrepreneurial organization Discount applies to net-new Professional or Enterprise level products only Programs HubSpot for Startups Up to 90% off Year 1 View full breakdown Apply on HubSpot
Cohere AI models / API	Varies	Offers discounted enterprise AI pricing (up to 25% off) and grant access through Cohere Labs for early-stage startups.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Early‑stage startups; separate Catalyst Grants for researchers/impact orgs. Programs Cohere Startup Program Varies View full breakdown Apply on Cohere
Pinecone Vector DB	Varies	Offers usage credits, discounts, Pro support, and access to all regions for vector database infrastructure.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Series A or earlier; <100 employees. Programs Pinecone for Startups Varies View full breakdown Apply on Pinecone
MongoDB Database / AI	Varies	Offers expanded Atlas credits, Voyage AI tokens, and go-to-market support for startups building on MongoDB.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Early‑stage; details vary; recent expansion increased credit amounts. Programs MongoDB for Startups Varies View full breakdown Apply on MongoDB
Snowflake Data & AI	Varies	Grants free usage credits plus 6-month accelerator with GTM support for startups building on the Snowflake data cloud.	VC-Backed
Approval Index VC-Backed Typically requires VC partner intro Eligibility Early‑stage building on Snowflake; VC network involvement. Programs Snowflake for Startups / Startup Accelerator Varies View full breakdown Apply on Snowflake
Vercel Hosting / AI	Varies	Provides startup credits for serverless hosting and deployment, with multi-vendor credit pools through their AI Accelerator.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Apply to program or accelerator; credits vary by partner bundle. Programs Vercel for Startups / AI Accelerator Varies View full breakdown Apply on Vercel
Brex Banking	Varies	Corporate cards and finance stack built for startups — no personal guarantee, rewards on startup-relevant spend.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Must be a US-incorporated business with an EIN Approval based on cash balance / funding (not personal credit) Programs Brex for Startups Varies View full breakdown Apply on Brex
Clerky Legal	Varies	Startup-friendly legal paperwork — incorporation, fundraising docs, and equity grants done online with founder-friendly defaults.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility US-based startups, primarily Delaware C-Corps Programs Clerky $427 pay-per-use or $819 lifetime View full breakdown Apply on Clerky
Gusto HR & Payroll	Varies	Modern payroll, benefits, and HR for early-stage teams — automatic tax filings and contractor payments included.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility US-based businesses with at least one employee or contractor Programs Gusto From $49/mo + $6/employee View full breakdown Apply on Gusto
Antler Pre-Seed Accelerator	Varies	Pre-seed / day-zero investor for first-time founders — find a co-founder and build a company from scratch in one of 30+ global locations.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Open to first-time founders and serial entrepreneurs Multiple cohorts per year across 30+ global locations Residency length varies by location (typically 6–10 weeks) Programs Antler Residency Stipend + up to ~$125K check View full breakdown Apply on Antler
Entrepreneur First Pre-Seed Accelerator	Varies	Talent investor that funds individuals before they have a company. Pairs founders, gives a stipend, and invests at pre-seed.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Ambitious technologists and operators (no idea required to apply) Cohorts in London, Paris, Bangalore, New York, and San Francisco Programs Entrepreneur First (EF) Stipend + pre-seed check View full breakdown Apply on Entrepreneur First
NVIDIA Inception AI Program	Varies	Free program for AI and data-science startups — discounts on NVIDIA hardware/software, technical training, and go-to-market support.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Building products in AI, deep learning, or data science Privately held; less than $20M raised (lower tiers) Programs NVIDIA Inception Free + partner discounts View full breakdown Apply on NVIDIA Inception
Mozilla Builders Corporate Grant	Varies	Mozilla's themed grant program for early-stage open-source AI builders. Awards up to $100K per project. Currently between cohorts — watch builders.mozilla.org for the next call.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Building open-source / trustworthy AI Cohort themes change — check current call Currently between cohorts (as of 2026) Programs Mozilla Builders Up to $100K per project View full breakdown Apply on Mozilla Builders
AWS Imagine Grant Corporate Grant	Varies	AWS Imagine Grant — three award tracks (Momentum to Modernize, Go Further Faster, Pathfinder/GenAI) of cash plus AWS Promotional Credits for nonprofits using the cloud for social impact.	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Registered 501(c)(3) nonprofit (US) or equivalent in UK/IE/CA/AU/NZ Annual application window (check site for current dates) Programs AWS Imagine Grant Cash + credits, varies by track View full breakdown Apply on AWS Imagine Grant
Google.org Corporate Grant	Varies	Google's philanthropic arm — funds nonprofits and social-impact startups working on global challenges (AI for good, education, equity).	Conditions
Approval Index Conditions Specific eligibility criteria apply Eligibility Nonprofits or social-impact projects (some open to for-profit social enterprises) Themed RFPs — check current calls (2026 windows closed in April) Programs Google.org Impact Challenge $500K–$3M per awardee View full breakdown Apply on Google.org

Tool

Potential Value

Description

Approval Index

Action

Google Cloud

Cloud

$350,000

Provides up to $200,000 in credits for cloud services and infrastructure.

VC-Backed

Approval Index

VC-Backed Typically requires VC partner intro

Eligibility

Must be less than 5 years old
Must have received less than Series A funding
Must not be a previous Google Cloud Platform program participant
Must have a company website
Must be associated with an approved accelerator, incubator, or VC firm (for full program)

Programs

Google for Startups Cloud Program

$200,000
Google for Startups Cloud Program (AI track)

$350,000

View full breakdown Apply on Google Cloud

Stripe

Financial

$50,000+

$2,500 in Stripe product credits plus over $50,000 in partner discounts from AWS, Mercury, Carta, and more.

Open to All

Approval Index

Open to All Available to most startups

Eligibility

Must be a new startup or an established private business
Must be intended to grow an online or online-enabled business
Must comply with Stripe's compliance requirements

Programs

Incorporation Package

$2,500 + $50,000+ in perks

View full breakdown Apply on Stripe

Mercury

Banking

Varies

Free startup banking built for founders — no monthly fees, FDIC-insured deposits, and integrated treasury for idle cash.

Conditions

Drata

SaaS / Security & Compliance

$10,000

Automated GRC and compliance platform offering preferred startup pricing on its first contract to founders backed by participating investors.

Conditions

Y Combinator

Accelerator

$500,000

The most well-known startup accelerator — $500K for 7% (standard deal) plus 12 weeks of intensive support and Demo Day.

Conditions

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

YC accelerator: founders work full-time on the startup; two batches per year (Winter + Summer); application + video + interview process
Startup School: open to anyone, no application or equity required

Programs

Y Combinator

$500,000
Startup School

Free

View full breakdown Apply on Y Combinator

Ramp

SaaS / Fintech & Banking

$350,000

Corporate cards and spend management platform offering startups no-personal-guarantee cards, cashback, and $350,000+ in partner perks and software credits.

Conditions

Cloudflare

Infra / Edge

$250,000

Offers tiered startup credits from $5,000 to $250,000 based on funding stage.

Open to All

Techstars

Mentorship

$220,000

$220,000 investment: $20,000 convertible equity for 5% common stock plus $200,000 uncapped MFN SAFE.

Conditions

Berkeley SkyDeck

University Accelerator

$200,000

UC Berkeley's global startup accelerator — $200K investment plus a six-month program with Berkeley faculty and mentors.

Conditions

Microsoft

Cloud

$150,000

Offers up to $150,000 in Azure credits for cloud services and development tools.

VC-Backed

Approval Index

VC-Backed Typically requires VC partner intro

Eligibility

Must be less than 7 years old
Must have annual revenue less than $10M
Must not be a previous Microsoft for Startups participant
Must have a professional website
Must be building a business-to-business technology solution

Programs

Microsoft for Startups Founders Hub

$150,000
Azure Cloud Credits for Startups

$5,000
Microsoft for Startups — Investor Offer

$100,000

View full breakdown Apply on Microsoft

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Must be less than 5 years old
Must have less than $1M in annual revenue
Must not be a current IBM Cloud customer
Must have a minimum viable product
Must be building an innovative technology solution

Programs

Startup with IBM

$120,000

View full breakdown Apply on IBM

Approval Index

Open to All Available to most startups

Eligibility

Must be a brand new Zendesk subscriber (previous or active paid customers cannot participate)
Must have fewer than 250 employees — companies with 50–249 employees must be referred by a Zendesk partner
No more than Series B in venture funding (bootstrapped and earlier-stage startups qualify)
Company must be less than 10 years old

Programs

Zendesk for Startups

Up to 2 years free

View full breakdown Apply on Zendesk

Approval Index

Open to All Available to most startups

Eligibility

Must be less than 10 years old
Must not have previously received AWS Activate credits
Must be privately held
Must have a professional company website and email
Must be a member of an approved accelerator, incubator, VC, or other startup organization (for full $100k credits)

Programs

AWS Activate

$100,000
AWS Activate Founders

$1,000
AWS Activate (Portfolio/Founders)

$100,000

View full breakdown Apply on AWS

Approval Index

VC-Backed Typically requires VC partner intro

Eligibility

Must be less than 5 years old
Must be part of an approved accelerator or incubator
Must not have previously received DigitalOcean credits
Must have a company website
Must be building a scalable technology product

Programs

DigitalOcean for Startups

$5,000
DigitalOcean for Startups

$100,000

View full breakdown Apply on DigitalOcean

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Benefits vary by region/partner; Always Free services available.
Must be less than 10 years old
Must have a minimum viable product
Must not be a current Oracle Cloud customer
Must have a scalable technology solution

Programs

Oracle for Startups

Up to $100,000

View full breakdown Apply on Oracle Cloud

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Must be less than 5 years old
Less than $1M in funding raised
Must not be a previous GitHub Enterprise customer
Must be a registered company
Cannot be combined with other GitHub offers

Programs

GitHub Enterprise

$21,000
GitHub Accelerator

$40,000
GitHub for Startups

$10,000

View full breakdown Apply on GitHub

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Incorporated less than 24 months ago
Raised less than $5 million in total funding
Not under an existing Segment sales contract

Programs

Segment for Startups

Team plan free up to 2 years (up to $50K in credits)

View full breakdown Apply on Segment

Approval Index

Open to All Available to most startups

Eligibility

A real product or a credible MVP, not just an idea on paper
An early-stage startup before Series A, bootstrapped teams welcome
Building or launching on Runware within the next six months
Committed to actively building with Runware once accepted

Programs

Up to $30,000 in API credits

$30,000

View full breakdown Apply on Runware

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Must be less than 5 years old
Must have raised less than $5M in funding
Must not be a current Salesforce customer
Must have a company website
Must be building an enterprise-focused solution

Programs

Salesforce for Startups

$25,000

View full breakdown Apply on Salesforce

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Must be less than 5 years old from incorporation
Must be venture-backed via an OpenAI partner VC/accelerator OR enrolled through Ramp with verified VC funding
Pre-revenue startups eligible with a functional product or prototype
One credit grant per OpenAI organization — cannot be stacked
Credits expire 12 months from issuance and are non-transferable

Programs

OpenAI for Startups

Up to $5,000 in API credits

View full breakdown Apply on OpenAI

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Must be 18 years or older
Must currently reside in the United States
Must have read the book “Runnin’ Down a Dream”
Pilot applications open May 2026 — deadline Aug 1, 2026; first grants awarded early Fall 2026

Programs

Micro-Grants for Dream Chasers

$5,000 per recipient

View full breakdown Apply on Runnin' Down a Dream Foundation

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Must have raised Pre-seed, Seed, or Series A funding (not Series B or later)
Must be affiliated with an approved HubSpot for Startups partner OR have raised verified venture funding (verifiable via Crunchbase or Pitchbook)
30% tier requires association with an approved entrepreneurial organization
Discount applies to net-new Professional or Enterprise level products only

Programs

HubSpot for Startups

Up to 90% off Year 1

View full breakdown Apply on HubSpot

Approval Index

Conditions Specific eligibility criteria apply

Eligibility

Open to first-time founders and serial entrepreneurs
Multiple cohorts per year across 30+ global locations
Residency length varies by location (typically 6–10 weeks)

Programs

Antler Residency

Stipend + up to ~$125K check

View full breakdown Apply on Antler

Google Cloud

Cloud

$350,000

Provides up to $200,000 in credits for cloud services and infrastructure.

VC-Backed

Stripe

Financial

$50,000+

$2,500 in Stripe product credits plus over $50,000 in partner discounts from AWS, Mercury, Carta, and more.

Open to All

Mercury

Banking

Varies

Free startup banking built for founders — no monthly fees, FDIC-insured deposits, and integrated treasury for idle cash.

Conditions

Drata

SaaS / Security & Compliance

$10,000

Automated GRC and compliance platform offering preferred startup pricing on its first contract to founders backed by participating investors.

Conditions

Y Combinator

Accelerator

$500,000

The most well-known startup accelerator — $500K for 7% (standard deal) plus 12 weeks of intensive support and Demo Day.

Conditions

Ramp

SaaS / Fintech & Banking

$350,000

Corporate cards and spend management platform offering startups no-personal-guarantee cards, cashback, and $350,000+ in partner perks and software credits.

Conditions

Cloudflare

Infra / Edge

$250,000

Offers tiered startup credits from $5,000 to $250,000 based on funding stage.

Open to All

Techstars

Mentorship

$220,000

$220,000 investment: $20,000 convertible equity for 5% common stock plus $200,000 uncapped MFN SAFE.

Conditions

Berkeley SkyDeck

University Accelerator

$200,000

UC Berkeley's global startup accelerator — $200K investment plus a six-month program with Berkeley faculty and mentors.

Conditions

Microsoft

Cloud

$150,000

Offers up to $150,000 in Azure credits for cloud services and development tools.

VC-Backed

Zendesk

Support

$100,000+

The full Zendesk Suite — including AI Agents and Copilot — free for up to 2 years through Zendesk for Startups. Over $100,000 in value.

Open to All

Runware Partner

Partner

$30,000

The Runware Grant Program gives startups API credits and support so you can integrate and iterate without upfront inference spend until you're ready to launch. Funding and support for builders shipping with Runware. Integrate once. Access thousands of models across every modality.

Open to All

OpenAI

AI models / API

$5,000

Up to $5,000 in OpenAI API credits — including the GPT-4o and ChatGPT API models — for venture-backed startups through OpenAI for Startups.

Conditions

Runnin' Down a Dream Foundation

Foundation Grant

$5,000

Legendary Benchmark investor Bill Gurley's foundation awarding $5,000 non-dilutive micro-grants to early builders and founders chasing a dream — applicants (18+, US residents) showing real commitment through unpaid work and facing a specific financial obstacle the grant would unblock. Pilot applications open May 2026; deadline Aug 1, 2026.

Conditions

HubSpot

Marketing

Varies

Offers up to 90% off on marketing, sales, and CRM software for startups.

Conditions

FinTech startup funding FAQs

What funding is available for fintech startups?

Credit for Startups tracks 92 programs open to fintech founders, worth a combined $4.0M+. That includes Y Combinator, Google Cloud, Ramp. Every listing shows its value, eligibility, and how to apply.

Do fintech startups qualify for cloud credits?

Yes. AWS, Google Cloud, and Microsoft credits are open to any industry, including regulated ones. Fintechs use them for core infrastructure, data pipelines, and fraud models. The three programs together are worth over $600K.

Are there programs that help with SOC 2 and compliance?

Yes. Vanta, Drata, and Secureframe all run startup programs listed in this directory. Compliance automation is one of the most valuable perk categories for fintech because you need it earlier than most startups.

Do banks and payment companies offer startup programs?

Yes. Stripe offers credits and startup perks, Mercury and Brex offer startup banking, and Ramp adds rewards on spend. All of them are listed on this page.

Do I need VC backing to qualify?

No. Most programs here are open to bootstrapped companies. Some top credit tiers want a VC or accelerator referral, and each listing shows that requirement up front.

FinTech Startup Funding: Credits, Grants & Accelerators

Top picks for fintech founders

Google Cloud

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