Ramp Startup Perks
Corporate cards and spend management platform offering startups no-personal-guarantee cards, cashback, and $350,000+ in partner perks and software credits.
Quick answer
Ramp offers eligible startups up to $350,000 in perks and resources, with no equity required. An application is required, and it is open to startups worldwide (any stage).
Available programs
$350,000+ in partner perks
Ramp for Startups
Free startup program bundling Ramp's corporate cards and spend management with a partner rewards marketplace of credits and discounts. Includes perks like up to $2,500 in OpenAI API credits, AWS, Google Cloud, Notion, Datadog, and compliance tools.
- No-personal-guarantee corporate Visa cards with 1.5% cashback on all spend
- Up to $2,500 in OpenAI API credits plus AWS, Google Cloud, Notion, Datadog and other partner perks
- Automated expense management, bill pay, and up to 2% APY on business cash
Best for
Do you qualify for Ramp?
You likely qualify if
- You have a registered US business entity with an EIN
- You can link a business bank account that meets cash balance requirements
- Your company is incorporated as an LLC, C-corp, S-corp, or LP
You won't qualify if
- You have no incorporated US business entity or EIN
- You cannot link a qualifying business bank account
Common rejection reasons
- Insufficient or unverifiable business bank balance
- Failed identity or business verification checks
How to apply for Ramp
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1
Apply online
Complete the application at ramp.com/startups (about 2 minutes), providing business details, EIN, and a brief description of your product or service.
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2
Verify and link your bank
Pass identity and business verification and connect your business bank account so Ramp can underwrite in real time.
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3
Activate and claim perks
Once approved (typically 1-2 business days), set up cards and accounts and redeem partner rewards like OpenAI, AWS, and Notion from the rewards marketplace.
Stacks well with
Founders who claim Ramp commonly pair it with these to build a bigger credit stack.
Frequently asked questions
How much does Ramp give startups?
Ramp provides eligible startups with up to $350,000 in perks and resources across its programs.
Does Ramp take equity from startups?
No. Ramp's startup perks and credits are non-dilutive — you do not give up any equity to receive them.
Who qualifies for Ramp?
Eligible startups generally must meet criteria such as: Registered US business entity (LLC, C-corp, S-corp, or LP) with an EIN; Linked business bank account meeting minimum cash balance thresholds.
Is Ramp free for startups?
Applying is free. Ramp provides up to $350,000 in perks and resources with no equity required.
How do I apply for Ramp?
1) Apply online, 2) Verify and link your bank, 3) Activate and claim perks. Full steps are on this page.
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