Ramp Startup Perks
Corporate cards and spend management for US, Canadian and UK startups, with no-personal-guarantee cards and $350,000+ in partner perks and software credits.
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Quick answer
Ramp offers eligible startups up to $350,000 in perks and resources, with no equity required. An application is required, and it is open to US, Canada and UK startups (any stage).
Available programs
$350,000+ in partner perks
Ramp for Startups
Free startup program bundling Ramp's corporate cards and spend management with a partner rewards marketplace of credits and discounts. Includes perks like OpenAI API credits, AWS, Google Cloud, Notion, Datadog, and compliance tools.
- No-personal-guarantee corporate cards
- OpenAI API credits plus AWS, Google Cloud, Notion, Datadog and other partner perks
- Automated expense management, bill pay, and up to 2% APY on business cash
Best for
Do you qualify for Ramp?
You likely qualify if
- You have a registered business in the US, Canada or the UK
- You can link a business bank account that meets cash balance requirements (CA$75K+ in Canada)
You won't qualify if
- Your business is not registered in the US, Canada or the UK
- You cannot link a qualifying business bank account
Common rejection reasons
- Insufficient or unverifiable business bank balance
- Failed identity or business verification checks
How to apply for Ramp
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1
Apply online
Complete the application at ramp.com/startups with your business details and a brief description of your product or service. Startups at Ramp-partner accelerators may be pre-qualified.
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2
Verify and link your bank
Pass identity and business verification and connect your business bank account so Ramp can underwrite in real time. In Canada you need at least CA$75K in linked balances.
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3
Activate and claim perks
Once approved (typically 1-2 business days), set up cards and accounts and redeem partner rewards like OpenAI, AWS, and Notion from the rewards marketplace.
Stacks well with
Founders who claim Ramp commonly pair it with these to build a bigger credit stack.
Frequently asked questions
How much does Ramp give startups?
Ramp provides eligible startups with up to $350,000 in perks and resources across its programs.
Does Ramp take equity from startups?
No. Ramp's startup perks and credits are non-dilutive — you do not give up any equity to receive them.
Who qualifies for Ramp?
Eligible startups generally must meet criteria such as: Registered business in the US, Canada or the UK; Linked business bank account meeting minimum cash balance thresholds (Canada: at least CA$75K in linked balances); Startups at Ramp-partner accelerators may be pre-qualified.
Is Ramp free for startups?
Applying is free. Ramp provides up to $350,000 in perks and resources with no equity required.
How do I apply for Ramp?
1) Apply online, 2) Verify and link your bank, 3) Activate and claim perks. Full steps are on this page.
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