Free or discounted startup banking, corporate cards, and finance tooling — Mercury, Brex, Rho, Ramp.
No programs match these filters — try clearing one.
| Tool | Potential Value | Description | Action |
|---|---|---|---|
Ramp
SaaS / Fintech & Banking
|
$350,000 |
Corporate cards and spend management platform offering startups no-personal-guarantee cards, cashback, and $350,000+ in partner perks and software credits. |
|
Stripe
Financial
|
$50,000+ |
$2,500 in Stripe product credits plus over $50,000 in partner discounts from AWS, Mercury, Carta, and more. |
|
|
Stripe Atlas
Legal
|
$500 |
Incorporate a US C-Corp from anywhere in the world. $500 flat fee covers incorporation, EIN, founder agreements, and Stripe product credits. |
|
Mercury
Banking
|
Varies |
Free startup banking built for founders — no monthly fees, FDIC-insured deposits, and integrated treasury for idle cash. |
|
Brex
Banking
|
Varies |
Corporate cards and finance stack built for startups — no personal guarantee, rewards on startup-relevant spend. |
|
|
New credits added monthly — get them first
Join 1,500+ founders. One email/month, no spam.
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Corporate cards and spend management platform offering startups no-personal-guarantee cards, cashback, and $350,000+ in partner perks and software credits.
$2,500 in Stripe product credits plus over $50,000 in partner discounts from AWS, Mercury, Carta, and more.
Incorporate a US C-Corp from anywhere in the world. $500 flat fee covers incorporation, EIN, founder agreements, and Stripe product credits.
Free startup banking built for founders — no monthly fees, FDIC-insured deposits, and integrated treasury for idle cash.
Corporate cards and finance stack built for startups — no personal guarantee, rewards on startup-relevant spend.
Join 1,500+ founders getting monthly credit alerts. No spam.
Showing all 5 programs. Last updated July 2026.
Credit for Startups lists 5 banking & finance programs, including Ramp, Stripe, Stripe Atlas, Mercury, worth up to $350,000. Browse the list to compare value, eligibility, and how to apply.
Not always. Some programs are open to bootstrapped founders; others require a VC or accelerator referral. Each listing shows its referral requirement and application difficulty — or use the Get Matched tool to filter to programs that fit your startup.
Pick a program, review its eligibility and step-by-step "how to apply" on its page, then apply directly through the provider. It's free to apply, and we're an independent directory — not affiliated with the programs listed.
Every founder's stack pulls from more than one bucket — keep browsing.
Cloud, AI, and developer-tool credits founders can claim — usage dollars to spend on the infrastructure powering your stack.
Application-based startup programs from cloud and AI sponsors — bundles of credits, support, and partner introductions.
Cohort-based accelerators and incubators — Y Combinator, Techstars, Antler and the rest. Most provide cash for equity plus mentorship and a demo day.
Join 1,500+ startup founders getting monthly credit alerts worth $3M+
