Free tool

Cloud Credits Savings Calculator

What are startup credits actually worth to you? Enter your monthly cloud and AI spend to see how many months each program would cover. Free, no signup, nothing leaves your browser.

Zendesk for Startups - $100M for startups

$100M for Startups

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Your spend

$

Compute, storage, databases — your AWS/GCP/Azure bill.

$

Model APIs: Claude, GPT, open-source inference. Zero is fine.

Programs you could claim

Untick any you've already used or can't apply to.

Total claimable

—

max face value, selected programs

Cloud covered

—

months at your cloud spend

AI covered

—

months at your AI spend

Coverage per program

at your current spend

Cloud programs only cover their own services, so back-to-back coverage assumes your workloads can run on that provider. "Credit surfing" between clouds is a real strategy — just budget for migration time.

This is just the cloud slice

We track 43 credit programs worth a combined $2.2M+ across cloud, AI, analytics, banking, and more — plus perks and grants on top.

See what you qualify for Browse all credits

Never miss a new credit program

Programs change tiers and add value all the time. One email a month with what's new and what's expiring.

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How the savings are calculated

For each program you select, we divide its maximum credit value by your monthly spend in that category: months covered = credit value ÷ monthly spend. The "cloud covered" and "AI covered" tiles stack the selected programs back-to-back, which mirrors how founders actually use them — burn through one provider's credits, then the next.

The values shown are each program's maximum tier. Most programs tier by stage: a bootstrapped company might start with $5–25K from AWS or Google and unlock the six-figure tiers after raising or joining an accelerator. Click through any program for its tiers, eligibility, and application steps.

Cloud credits only pay for that provider's services — Google credits can't pay your AWS bill. AI API credits are separate from cloud credits and stack freely on top.

Cloud credits FAQs

How much can a startup get in cloud credits?

The three major programs add up to over $600K: Google Cloud for Startups offers up to $350K (AI track), Microsoft for Startups Founders Hub up to $150K in Azure, and AWS Activate up to $100K. AI model providers like Anthropic, Together, and Mistral stack another $100K+ on top.

Can I claim credits from more than one cloud provider?

Yes. AWS, Google Cloud, and Azure credits come from separate programs and nothing stops you from claiming all three. The catch is that each provider’s credits only apply to its own services, so multi-cloud coverage assumes you can run workloads on that provider.

Do cloud credits expire?

Most cloud credits expire 1–2 years after activation, and AI API credits often run 12 months. Claim them when you are ready to use them, and schedule your heaviest spend — model training, migrations, launches — inside that window.

Do I need to be VC-backed to get cloud credits?

Not for most tiers. Microsoft’s Founders Hub explicitly requires no funding or referral. The top tiers at Google Cloud and AWS want a VC or accelerator affiliation, but entry tiers are open to bootstrapped companies. Each listing shows its requirement.

Does this calculator store my spend data?

No. All calculations run in your browser — nothing you type is sent to our servers or stored anywhere.