What you can actually get
Startup programs that cover the bill instead of you.
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OpenAI
Varies
OpenAI has no public self-serve credit application
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Microsoft
Up to $150,000
Microsoft for Startups: $200 in Azure credits at signup, $5K after business verification…
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AWS
Up to $200,000
Up to $200,000 in AWS credits through AWS Activate
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Anthropic
Up to $100,000
Claude for Startups: a free year of Claude Team, $1,000 in Claude API credits, higher rate…
OpenAI API pricing per model (October 2026)
Standard-tier prices in USD per million tokens from OpenAI's pricing page. Cached input is the rate for prompt tokens the API has already seen.
| Model | Input | Cached input | Output | Position in the lineup |
|---|---|---|---|---|
| gpt-6-astra | $10.00 | $1.00 | $50.00 | Flagship, OpenAI's default recommendation |
| gpt-6.1-sol | $2.00 | $0.10 | $10.00 | Near-Astra performance at lower cost |
| gpt-6-sol | $2.00 | $0.20 | $10.00 | Original GPT-6 Sol |
| gpt-6-luna | $0.10 | $0.01 | $0.50 | Most efficient, for high-volume tasks |
| gpt-5.6-sol | $4.00 | $0.40 | $20.00 | Previous-generation flagship |
| gpt-5.6-terra | $2.00 | $0.20 | $12.00 | Mid-tier of the 5.6 family |
| gpt-5.6-luna | $0.20 | $0.02 | $1.20 | Small, fast 5.6 model |
| gpt-5.5 | $5.00 | $0.50 | $30.00 | Older flagship |
| gpt-5.5-pro | $30.00 | — | $180.00 | Extended-compute reasoning |
| gpt-5.4 | $2.50 | $0.25 | $15.00 | Workhorse general model |
| gpt-5.4-mini | $0.75 | $0.075 | $4.50 | Cost-efficient general model |
| gpt-5.4-nano | $0.20 | $0.02 | $1.25 | Cheapest 5.4 model |
| gpt-5.4-pro | $30.00 | — | $180.00 | Extended-compute reasoning |
| gpt-5.2 | $1.75 | $0.175 | $14.00 | Older generation |
| gpt-5.2-pro | $21.00 | — | $168.00 | Older pro model |
| gpt-5.1 | $1.25 | $0.125 | $10.00 | Older generation |
| gpt-5 | $1.25 | $0.125 | $10.00 | Original GPT-5 |
| gpt-5-mini | $0.25 | $0.025 | $2.00 | Original small model |
| gpt-5-nano | $0.05 | $0.005 | $0.40 | Cheapest model OpenAI sells |
| gpt-5-pro | $15.00 | — | $120.00 | Original pro model |
| o3 | $2.00 | $0.50 | $8.00 | Reasoning model |
| o3-mini | $1.10 | $0.55 | $4.40 | Small reasoning model |
| o3-pro | $20.00 | — | $80.00 | Reasoning, extended compute |
| o1 | $15.00 | $7.50 | $60.00 | Legacy reasoning |
| o1-pro | $150.00 | — | $600.00 | Legacy, most expensive |
Prices shown are for prompts up to 272K input tokens; longer prompts bill at higher long-context rates. Regional data-residency endpoints carry a 10% uplift for models released on or after March 5, 2026. The pro models do not offer cached input. OpenAI says gpt-5.6-sol's current promotional price runs at least through November 21, 2026. Older models (GPT-4.1, GPT-4o, o4-mini and earlier) are still listed on OpenAI's page.
Batch, Flex, Fast mode and cached input: the multipliers
OpenAI's list price is one of four rates you can pay for the same model.
- Standard. The table above. Synchronous, full speed.
- Batch API: 50% off. Submit a file of requests and get results back asynchronously, typically within 24 hours. gpt-6.1-sol drops from $2.00 to $1.00 input and $10 to $5 output.
- Flex processing: matches Batch pricing. Same discount, but through the normal API with lower priority and slower, variable latency. Good for background jobs that still need a request-response shape.
- Fast mode: 2x standard. Faster output at double the price (OpenAI renamed Priority processing to Fast mode on July 30, 2026). gpt-6.1-sol is $4.00 input in fast mode.
- Cached input: 10% of standard or less. Prompt tokens the API has seen recently bill at one tenth of the input rate on most models, and one twentieth on gpt-6.1-sol. Long system prompts and shared context are where this pays off.
These compound. A batch job that reuses a cached prefix pays 50% on output and as little as 2.5% on the cached portion of input. If your workload is offline, the difference between standard and batch-plus-cache is not a discount, it is a different business.
ChatGPT plan pricing
The consumer and business ChatGPT plans are separate from API billing. These are the plan prices as we understand them; the ChatGPT pricing page was not reachable when we last verified, so confirm on openai.com before relying on a figure.
| Plan | Price | For | Notes |
|---|---|---|---|
| Free | $0 | Anyone | Access to the default model with usage limits |
| Go | Low-cost tier | Individuals in select markets | More usage than Free at a price below Plus |
| Plus | $20/month | Individuals | Higher limits, access to newer models, Codex included |
| Pro | $200/month | Power users | Highest limits, pro reasoning models, extended Codex usage |
| Business (formerly Team) | Per seat, monthly or annual | Teams | Shared workspace, admin controls, no training on your data by default |
| Enterprise | Custom | Larger organizations | SSO, SCIM, compliance, dedicated support |
| Edu | Custom | Universities | Campus-wide access at education pricing |
Plan subscriptions do not include API credit. If you build a product on OpenAI, you pay per token regardless of which ChatGPT plan you hold.
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OpenAI Codex pricing
"OpenAI codex pricing" now means the Codex coding agent (CLI, IDE and cloud), not the retired 2021 code models. Codex is bundled with ChatGPT Plus, Pro and Business plans with usage limits that scale with the plan, so most individual developers do not pay separately for it. When you run Codex against an API key instead, usage bills at the standard per-token rates of whichever model Codex is using, with the same cached-input discount.
Budget for it the way you would for any agent: a session that reads a large codebase, runs tests and iterates can consume tens of thousands of input tokens per turn, most of them cached after the first pass. On gpt-6.1-sol that is a dollar or two per working session at list price; on a subscription it is a slice of a fixed allowance.
The practical comparison for a startup is the same one we make for Claude Code: interactive use by a human is cheapest on a subscription; automated use in CI or inside your product belongs on the API, ideally on credits.
OpenAI API cost: three worked examples
Real arithmetic from the table above. Swap in your own token counts.
| Workload | Model | Assumptions | Monthly cost (standard) | Optimized |
|---|---|---|---|---|
| Support ticket triage, 10,000 tickets/month | gpt-6-luna | 3,000 input, 700 output tokens per ticket | Input 30M × $0.10 = $3 Output 7M × $0.50 = $3.50 $6.50 |
Batch: $3.25 |
| RAG chatbot, 100,000 queries/month | gpt-6.1-sol | 5,000 input (4,000 shared context + 1,000 query), 500 output per query | Input 500M × $2 = $1,000 Output 50M × $10 = $500 $1,500 |
Cache the 4,000-token prefix: 400M × $0.10 = $40, plus 100M × $2 = $200, plus $500 output = $740 |
| Agentic coding, one developer, 20 sessions/month | gpt-6-astra | 50,000 input, 15,000 output tokens per session | Input 1M × $10 = $10 Output 0.3M × $50 = $15 $25 |
With 80% of input cached: $2 + $0.80 + $15 = $17.80 |
Compare the RAG row with the same workload on Claude Sonnet 5: $1,500 standard, $780 with caching. At list price the two are identical, so caching and output length decide the bill on both platforms.
For founders
How startups get OpenAI API credits free
There are two routes and they are not the same size.
OpenAI for Startups has no public self-serve application. If your VC is an OpenAI partner, they give you a referral code to redeem the credits. OpenAI does not publish the amount. OpenAI Grove, its cohort program, closed applications on January 12, 2026.
- Stage
- Pre-seed to Series A
- Equity
- None taken
- Referral
- VC or accelerator
The fine print
Microsoft for Startups is the larger route, and Azure credits pay for OpenAI models served through Azure OpenAI. You get $200 at signup and $5,000 after business verification, with automatic upgrades up to $150,000 as your Azure usage grows. With an investor referral code you start with $1,000 in credits and a review for up to $150,000. Same models, same per-token shape, billed to a bigger credit pool.
Founders who use both typically put development and evaluation on OpenAI's own credits, where the newest models land first, and production on Azure OpenAI where the credit pool can absorb real traffic. AWS Activate credits cover third-party models on Bedrock, such as Claude.
OpenAI for Startups
Up to Varies
- API credits through OpenAI partner VCs (referral code required)
- Rate limit upgrades
- Time with OpenAI solutions engineers
Step by step: setting up OpenAI on startup credits
Apply to both programs on the same day. Neither blocks the other.
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1
Create an OpenAI organization on your company domain
Sign up on the OpenAI platform with a work email, verify the organization, and set a monthly usage limit before anyone ships code against it. -
2
Ask your VC for an OpenAI referral code
There is no public self-serve application. If your VC is an OpenAI partner, apply at openai.com/startups with their referral code and your org ID. Details are on our OpenAI startup program page. -
3
Apply to Microsoft for Startups
You start with $200 at signup and $5,000 after business verification, scaling to $150,000 as your Azure usage grows. An investor referral code adds a $1,000 starter grant and a review for up to $150,000. Our Microsoft for Startups page covers the tiers and rejection reasons. -
4
Deploy the same models through Azure OpenAI for production
Keep your prompts and eval harness portable between the OpenAI API and Azure OpenAI so you can move traffic to whichever credit pool has balance left. -
5
Turn on caching and move offline work to Batch
Cached input at a tenth of the input rate or less and Batch at 50% off are the two levers that make the credits last. Structure prompts with the shared context first so the cache hits. -
6
Model post-credit cost before the credits run out
Use the worked examples above with your own token counts. Standard pricing applies the day the balance hits zero.
Questions founders ask
How much does the OpenAI API cost?
What is the cheapest OpenAI model?
Is the OpenAI API free?
What is the difference between ChatGPT Plus and the OpenAI API?
How do OpenAI Batch and Flex pricing work?
How do I get OpenAI API credits for my startup?
How much does OpenAI Codex cost?
Related guides
Claude API pricing
Anthropic's per-token rates and worked examples for comparison.
Claude pricing
Claude plans versus ChatGPT plans.
Claude Code pricing
The Codex alternative and what it costs.
OpenAI startup program
How OpenAI for Startups credits work through partner VCs.
Microsoft for Startups
Azure credits that cover OpenAI models.
How to get an OpenAI API key
Project keys, billing, usage tiers and free credit routes.
How to get an Anthropic API key
If you are comparing providers.